NCPSSM — Living alone can be tough for seniors. Some don’t...

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“Living alone can be tough for seniors. Some don’t have family nearby to check on them, and they worry that if they fall or suffer a medical emergency and can’t get to the phone to seek help, no one will know. That’s why hundreds of police agencies...

Living alone can be tough for seniors. Some don’t have family nearby to check on them, and they worry that if they fall or suffer a medical emergency and can’t get to the phone to seek help, no one will know.

That’s why hundreds of police agencies in small towns, suburbs and rural areas are checking in on seniors who live alone by placing an automated call to them every day.

via Washington Post.

Related Reading:

  • Why Silence Isn’t Golden for Millions in Medicare.
    • Research shows even mild hearing loss can double the risk of dementia. Untreated hearing loss also contributes to balance problems and falls, isolation, depression and a greater incidence of stress-related diseases like diabetes and heart disease.
Source: bit.ly
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“The conservative argument that the retirement crisis is a myth has been based on the notion that Americans actually will have far more in retirement resources than they recognize — particularly that Social Security benefits will amount to a much...

The conservative argument that the retirement crisis is a myth has been based on the notion that Americans actually will have far more in retirement resources than they recognize — particularly that Social Security benefits will amount to a much larger percentage of workers’ lifetime income than has been assumed. Ergo, there’s no need to expand Social Security to give retirees more.

via Los Angeles Times.

Further Reading:

Letter Endorsing Social Security Expansion Act.

Source: ncpssm.org social security politics andrew biggs news entitlements retirement retirement crisis entitlement reform p2 retirees social insurance seniors older americans elderly
bit.ly

Another Voice: Delaying retirement means gains in Social Security

It’s no secret that American workers face a major – and very real – retirement crisis. Wealth inequality and workplace changes have all but kicked out two of the legs of the traditional retirement stool: pensions and private savings – both of which are at historic lows.

More and more retirees have come to rely on the third leg of the stool, Social Security, for most of their income. (The average monthly Social Security benefit in New York State is about $1,450 or some $17,000 per year, only slightly above the federal poverty line.) Even with Social Security, 10% of New York’s seniors live in poverty. The good news is that workers can increase the size of their future Social Security checks by delaying retirement.

Read more from this op-ed by clicking here.

Source: bit.ly politics delay and gain social security social insurance retirement retirees retirement crisis entitlements entitlement reform seniors older americans elderly p2 retirement age retirement security
bit.ly

Louisville workers can gain big by delaying retirement

Workers in Louisville face a major — and very real — retirement crisis. Wealth inequality and workplace changes have practically sawed off two of the legs of the traditional retirement stool: pensions and private savings.

More than half of today’s retirees rely on the third leg of the stool, Social Security, for most of their income. (The average Social Security benefit in Kentucky is roughly $16,000 per year, only about $3,500 above the federal poverty line for individuals.)  Even with Social Security, some 13% of Kentucky seniors live in poverty. The good news is that workers can increase the size of their future Social Security checks by delaying retirement.  

Read more from our new op-ed by clicking here.

Source: bit.ly social security politics social insurance earned benefits retirement retirees retirement crisis retirement security retirement age elderly older americans entitlements entitlement reform seniors p2 delay and gain
lindasanchez.house.gov

Reps. Linda Sánchez Introduces Strengthening Social Security Act of 2016

Washington, DC – Representatives Linda Sánchez (D-CA), Mike Honda (D-CA), and Mark Pocan (D-WI) along with 45 original co-sponsors today introduced H.R. 5952, the Strengthening Social Security Act of 2016:

Max Ritchman, President and CEO of the National Committee to Preserve Social Security and Medicare: “America’s seniors understand all too well that our nation faces a retirement crisis and improving Social Security benefits is vital to keeping millions from poverty.  Rep. Linda Sanchez’s ‘Strengthening Social Security Act’ makes several important improvements for seniors by: phasing out the payroll tax cap so that the wealthy pay their fair share, creating a Cost of Living adjustment for the elderly and boosting benefits for all retirees including widows/widowers. NCPSSM strongly supports this legislation and applauds Congresswoman Sanchez for doing the right thing for America’s seniors and their families.”

via Representative Linda Sanchez.

Related Reading:

Social Security remains the only stable retirement income for many Americans and this legislation will strengthen the program for millions of current and future retires. 

Source: bit.ly social security politics seniors retirement entitlements p2 entitlement reform retirees retirement crisis older americans elderly strengthen social security act social insurance
bit.ly

Max Richtman: Older workers can gain by delaying retirement

It’s no secret that American workers face a major – and very real – retirement crisis. Wealth inequality and workplace changes have all but kicked out two of the legs of the traditional retirement stool: pensions and private savings – both of which are at historic lows. More and more retirees have come to rely on the third leg of the stool, Social Security, for most of their income. (The average monthly Social Security benefit in Vermont is about $1,420 or some $17,000 per year, only a few thousand dollars above the federal poverty line.) 

Even with Social Security, nearly 7% of the state’s seniors live in poverty. The good news is that workers can increase the size of their future Social Security checks by delaying retirement.

More from this op-ed can be read here.

[Read more about our education initiative, Delay & Gain, by clicking here]

Source: bit.ly politics delay and gain social security retirement retirees retirement crisis social insurance p2 elderly older americans seniors entitlements entitlement reform
“People over 65 who live alone were more likely to describe their health as excellent or very good than were seniors who live with others, according to a study exploring connections between older Americans’ health status and their living...

People over 65 who live alone were more likely to describe their health as excellent or very good than were seniors who live with others, according to a study exploring connections between older Americans’ health status and their living arrangements.

via Kaiser Health News.

Related Reading:

Source: bit.ly seniors medicare healthcare isolation politics p2 older americans elderly health care retirement retirees retirement crisis
“Whether America is facing a “retirement crisis” in which seniors are making do with shrinking financial resources has been widely debated. But here’s a telling metric: Seniors are making a larger share of bankruptcy filings. That’s the finding of a...

Whether America is facing a “retirement crisis” in which seniors are making do with shrinking financial resources has been widely debated. But here’s a telling metric: Seniors are making a larger share of bankruptcy filings.

That’s the finding of a new paper by academic researchers affiliated with the Consumer Bankruptcy Project, which periodically samples personal bankruptcy filings from all 50 states and the District of Columbia. “Older Americans are increasingly likely to file consumer bankruptcy,” they write, “and their representation among those in bankruptcy has never been higher.”

via Los Angeles Times.

Related Reading:

Social Security will be more important
than ever for retirees.

We are asking Congress to BOOST Social Security benefits for all working Americans. Click here to sign our petition.

Source: bit.ly politics social security medicare retirement retirees retirement crisis entitlements entitlement reform p2 elderly older americans healthcare health care bankruptcy social insurance seniors earned benefits
“Chances are if you, or anyone in your family, is 65 or older your life has been impacted by an Older Americans Act program. From Meals on Wheels to senior centers, prevention of physical and financial abuse, computer training to legal assistance,...

Chances are if you, or anyone in your family, is 65 or older your life has been impacted by an Older Americans Act program. From Meals on Wheels to senior centers, prevention of physical and financial abuse, computer training to legal assistance, OAA programs touch the lives of millions of seniors and their families. 

via Entitled to Know.

Read more here.

Source: bit.ly Older Americans Act politics older americans month seniors entitlements meals on wheels older americans elderly p2 retirement retirees retirement crisis nutrition
Instead they want to tie benefits to the consumer price index for the elderly, or CPI-E, an experimental index that gives more weight to the health care and housing costs that typically account for a larger share of older Americans’ budgets. The CPI-E also puts less value on transportation costs, since seniors are less likely to have to commute to jobs.

via Huffington Post.

Related Reading:

Why Seniors Need a CPI-E.

Source: bit.ly cpi-e COLA social security politics seniors retirement retirees retirement crisis elderly older americans p2 social insurance earned benefits entitlements entitlement reform
cnb.cx

What you don't know about Medicare can cost you, big time

Darla Mercado

Though Medicare is an essential part of retirement, pre-retirees continue to have misconceptions on how the federal program works.

Close to 90 percent of older Americans either enrolled in Medicare or plan to sign up for coverage, according to a recent survey from Nationwide Retirement Institute.

The insurer’s research arm worked with The Harris Poll to survey 1,007 adults over age 50 with a household income of at least $150,000.

More than 7 out of 10 participants said that they wish they better understood Medicare coverage.

via CNBC.

Related Reading:

Read more about Medicare by visiting our fast facts page by clicking here.

Source: bit.ly politics medicare healthcare health care p2 elderly older americans seniors retirement retirees retirement crisis entitlements entitlement reform earned benefits
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