Individual plans for 2020 are cheaper — premiums are lower, on average, and in some areas people who qualify for government subsidies could end up with no monthly payment. Meanwhile, a pending court case threatens to overturn the entire law, with no clear replacement plan in the works. All these factors have combined to create a cloud of confusion and misunderstanding — some even say misinformation — about the availability of this health coverage.
Here’s what consumers need to know.
The ACA is intact — at least for now.
The Affordable Care Act is still the law of the land.
The GOP-led Congress gutted a key part of the law — the penalty for the individual mandate — that required everyone to have coverage. But other key tenets of the ACA remain in place, including the individual marketplace it created where people can shop for health coverage.
via Kaiser Health News.
Related Reading:
How the Affordable Care Act Helps Seniors.
The ACA provides new ways to help hospitals, doctors and other health care providers coordinate care for beneficiaries so that health care quality is improved and unnecessary spending reduced.
- Lower-Cost Prescription Drugs.
- Preventive Services and Annual Wellness Visit.
- Lower Medicare Part B Premiums.
- Medicare Fraud, Waste and Abuse.
